Whether you’re deciding on a group plan, or offering your international students different health insurance options, dental and vision health are often overlooked aspects of students’ needs. Many international student health insurance plans focus solely on their general health, but dental and vision has continued to be a requested benefit from many schools and students alike. Having the option for a dental and vision plan supplement for your students on a group or individual basis can create an even more all encompassing plan for your students, offering enhanced coverage and additional benefits. In this blog, we will explore the significance of dental and vision health insurance and some new options available to you and your students!
The Importance of Dental Health Insurance
Comprehensive Dental Coverage: Dental health insurance plans typically cover a wide range of preventive, restorative, and cosmetic dental procedures. From routine check-ups and cleanings to fillings, extractions, and even orthodontic treatments, having dental coverage ensures that you can maintain your oral health without worrying about the high costs of dental procedures.
Early Detection of Dental Issues: Regular dental check-ups can help detect oral health problems at an early stage when they are more manageable and less expensive to treat. Dental insurance encourages individuals to visit their dentists regularly, promoting preventive care and reducing the risk of developing more severe dental issues down the line.
Financial Protection: Dental procedures, especially major ones like root canals or dental implants, can be costly. Dental health insurance provides financial protection, helping individuals manage their dental expenses more effectively. By paying a monthly premium, students can gain peace of mind, knowing they have coverage for unexpected dental emergencies or planned treatments.
The Significance of Vision Health Insurance
Comprehensive Vision Care: Vision health insurance plans encompass a variety of services, including routine eye exams, prescription glasses or contact lenses, and even surgical procedures such as LASIK. With vision coverage, individuals can maintain their eye health and receive necessary vision correction, reducing the strain on their budget.
Early Detection of Eye Conditions: Regular eye exams play a crucial role in identifying potential eye diseases and conditions like glaucoma, cataracts, or macular degeneration. Timely diagnosis and treatment can help prevent or minimize the progression of these conditions, preserving one’s vision and overall quality of life.
Affordability of Eyewear: Prescription glasses or contact lenses can be quite expensive, especially for those with complex vision needs. Vision health insurance plans often offer discounts or allowances towards the purchase of eyewear, making it more affordable for individuals to access the corrective lenses they require.
The Benefits of Dental and Vision Health Insurance Plans
Holistic Approach to Healthcare: By incorporating dental and vision coverage into the overall health insurance strategy for your international students, you ensure that you are addressing additional aspects of their well-being. Good oral and vision health contribute significantly to one’s overall quality of life, and having separate insurance plans for these areas allows for comprehensive and focused care.
Cost Savings: Dental and vision health insurance plans provide financial protection against unexpected expenses, enabling students to receive necessary treatments without facing exorbitant out-of-pocket costs. Routine preventive care covered by these plans can also help prevent more significant issues that may require costly interventions.
Access to Specialist Care: Dental and vision health insurance often allows for referrals to specialists when needed. This ensures that you have access to the expertise required for more complex dental or eye conditions, facilitating specialized treatments and improved outcomes.
Dental and vision health insurance plans are a great supplement to traditional health insurance for international students. By offering these types of plans, you can ensure that students’ dental and vision needs are met, promoting preventive care, earlier detection of issues, and financial protection. Our Dental and Vision plans come in various levels of coverage and can be purchased individually by students or added on as a supplement to your current group plan. These plans are available across the entire United States for international students and other foreign nationals living in the United States, in addition to US citizens and permanent residents.