Updates to Student Secure Health Insurance Plans for 2024

Spring marks not only the return of international students to schools in the United States but also the time for reviewing and updating health insurance plans. In April, our top-selling insurance plan, the Student Secure, underwent significant updates aimed at providing enhanced coverage and benefits. In this blog, we will delve into the details of the recent updates to better serve our international student community.

Updated Benefits of Student Secure Plan

Zero Deductible: All four levels of the Student Secure plan (Smart, Budget, Select, and Elite) now feature a $0 deductible.

Copays for Essential Services: The plan now has copays for different services such as visits to the Student Health Center, Physician office visits, Urgent care/Walk-in clinic, and Hospital inpatient/outpatient visits, across all levels of the plan.

Increased Annual Maximum: The Select level of the Student Secure plan now offers a substantial $1,000,000 annual maximum, providing comprehensive coverage for eligible medical expenses.

School Sports Coverage: School sports coverage, for up to $5,000, is now included in the Select and Elite levels of the plan (it is no longer offered as a separate rider), offering peace of mind to students participating in athletic activities.

Coinsurance: In-network coinsurance rates have been updated across all levels of the plan, The coinsurance rates are now 80% up to $100,000 then 100% (Smart), 80% up to $45,000 then 100% (Budget), 80% up to $25,000 then 100% (Select), and 80% up to $10,000 then 100% (Elite).

Oral Contraceptives and Preventative Care Coverage: The Elite level now includes coverage for oral contraceptives and up to $200 for preventative care, expanding access to medical solutions. 

Mental Health Coverage: The Elite level now provides higher coverage for mental health services, including up to 40 days of coverage for inpatient mental health and up to 40 visits for outpatient mental health per certificate period, now meeting the insurance requirements of more universities across the United States.

Affordable Premiums: In addition to the expanded benefits, the Select and Elite levels now offer more affordable premiums, priced at $104 and $178 per month, respectively. These competitive rates ensure access to quality healthcare without financial strain.

The recent Student Secure health insurance plan updates underscore our commitment to providing comprehensive and affordable coverage to international students. With zero deductibles, copays for essential services, increased annual maximums, and comprehensive coverage across all levels, students can now navigate their academic journey in the United States with confidence and peace of mind.

Stay tuned for further updates and announcements as we continue to prioritize the well-being of our international student community. Please visit InternationalStudentInsurance or contact our customer service team for inquiries or enrollment.

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