You have the freedom to visit any medical provider you wish while abroad. You can seek medical care and then submit your receipts, medical records and prescriptions, along with a fully completed claim form to the claims team for processing.
For assistance finding providers or verifying benefits before seeking treatment, please contact DHIG directly using the contact details below:
Pre-Authorization
The following services require pre-authorization prior to the services taking place, except in emergency situations, which must be pre-authorized within 48 hours or as soon as reasonably possible.
- In-Patient Hospitalization
- Outpatient Surgery
- Any Procedure involving General Anesthesia
- All CAT scans, PET scans, and MRIs
- Air Ambulance (Air Ambulance service will be coordinated by the Assistance Service)
- Specialty Treatments and Highly Specialized Drugs
- Physical Therapy and Rehabilitation Services
- Interfaculty Ambulance Transfer
- Emergency Medical Evacuation
- Repatriation or Burial
Please see your certificate for full details and make sure to call the number on your insurance ID card within 5 business days prior to the scheduled procedure date or as soon as reasonably possible or there will be a reduction in benefits.