{"id":688,"date":"2025-01-16T13:45:40","date_gmt":"2025-01-16T18:45:40","guid":{"rendered":"https:\/\/administrators.internationalstudentinsurance.com\/blog\/?p=688"},"modified":"2025-01-16T13:45:42","modified_gmt":"2025-01-16T18:45:42","slug":"the-isi-guardian-plan-updates-for-2025","status":"publish","type":"post","link":"https:\/\/administrators.internationalstudentinsurance.com\/blog\/2025\/01\/16\/the-isi-guardian-plan-updates-for-2025\/","title":{"rendered":"The ISI Guardian Plan – Updates for 2025"},"content":{"rendered":"\n

International Student Insurance (ISI) is excited to begin the New Year with group plan options for your international students! Our newest shelf plan, the ISI Guardian from GeoBlue, is a great option for schools looking for group coverage for their international students that is both comprehensive and affordable.\u00a0<\/strong><\/p>\n\n\n\n

The Guardian\u2019s three levels allow you to choose the coverage that best suits your students\u2019 needs. The plan has undergone key updates to kick off 2025, with the goal of keeping comprehensive coverage accessible for students.<\/p>\n\n\n\n

\n

Updates to the Guardian for 2025 include:<\/strong>
-Increased Mental Health benefits across all three levels;<\/strong><\/p>\n\n\n\n

-New Deductible amounts at Silver and Platinum levels;<\/strong><\/p>\n\n\n\n

-Optional coverage for intercollegiate sports up to $5,000 or $10,000; and<\/strong><\/p>\n\n\n\n

-Self-enrollment available.<\/strong><\/p>\n\n\n\n

The ISI Guardian was designed with ease of use in mind. Administrators have access to a world-class enrollment system, making the process more simple and efficient, as well as a dedicated account manager as your go-to resource for enrollments, renewals, and assistance cases. The Blue Cross Blue Shield network in the US provides students with reliable access to care, and they can easily monitor their plan (as well as submit and track claims!) with GeoBlue\u2019s mobile app. The Guardian also includes 24\/7 telehealth and telecounseling, so you know your students have access to care whenever they need it.\u00a0<\/p>\n\n\n\n

Check out other key benefits of the Guardian\u2019s three levels below:<\/strong><\/p>\n\n\n\n

 <\/strong><\/td>Silver<\/strong><\/td>Gold<\/strong><\/td>Platinum<\/strong><\/td><\/tr>
Annual Benefit<\/strong><\/td>$250,000<\/td>$500,000<\/td>$500,000<\/td><\/tr>
Deductible<\/strong><\/td>$200<\/td>$100<\/td>$50<\/td><\/tr>
Coinsurance<\/strong><\/td>80% in-network60% out-of-network<\/td>80% in-network60% out-of-network<\/td>90% in-network70% out-of-network<\/td><\/tr>
Maternity<\/strong><\/td>Included<\/td>Included<\/td>Included<\/td><\/tr>
Preventive Care Services<\/strong><\/td>Not Covered<\/td>$250<\/td>$500<\/td><\/tr>
Inpatient Mental Health <\/strong><\/td>$25,000 Max per year, up to 30 days<\/td>$25,000 Max per year, up to 30 days<\/td>$25,000 Max per year, up to 30 days<\/td><\/tr>
Outpatient Mental Health <\/strong><\/td>$2,500 Max per year, up to 30 visits<\/td>$2,500 Max per year, up to 30 visits<\/td>$2,500 Max per year, up to 30 visits<\/td><\/tr>
Pre-existing conditions<\/strong><\/td>6-month waiting period<\/td>$2,500 for the first 6 months<\/td>$5,000 for the first 6 months <\/td><\/tr>
Emergency medical evacuation<\/strong><\/td>$100,000<\/td>$100,000<\/td>$100,000<\/td><\/tr>
Repatriation of remains<\/strong><\/td>$50,000<\/td>$50,000<\/td>$50,000<\/td><\/tr>
An optional Intercollegiate Sports benefit is available, with coverage for up to $5,000 or $10,000<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n\n\n

Rates for the Guardian plan vary by ZIP code and any optional coverage that may be added. Benefits can also be adjusted if you\u2019d like to see a custom plan tailored to meet the specific needs of your population.\u00a0<\/p>\n\n\n\n

Want to learn more about the ISI Guardian or our other shelf and custom plan options? Request a quote today<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"

International Student Insurance (ISI) is excited to begin the New Year with group plan options for your international students! Our newest shelf plan, the ISI Guardian from GeoBlue, is a great option for schools looking for group coverage for their international students that is both comprehensive and affordable.\u00a0 The Guardian\u2019s three levels allow you to […]<\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,339,4,5,357,17,379,6,8],"tags":[406,408,409,405,298,28,14,410,62,403,407,82,64],"class_list":["post-688","post","type-post","status-publish","format-standard","hentry","category-announcement","category-in-network-healthcare","category-insurance-explained","category-international-student-health-insurance","category-international-student-insurance-isi","category-international-students-in-the-usa","category-mental-health","category-product-information","category-student-insurance","tag-406","tag-blue-cross-blue-shield","tag-custom-plan-options","tag-geoblue","tag-intercollegiate-sports","tag-international-student-insurance","tag-international-students","tag-isi-guardian-plan","tag-mental-health","tag-shelf-plan","tag-silver-and-platinum-levels","tag-telecounseling","tag-telehealth"],"yoast_head":"\nThe ISI Guardian Plan - Updates for 2025 - ISI - School Administrators Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/administrators.internationalstudentinsurance.com\/blog\/2025\/01\/16\/the-isi-guardian-plan-updates-for-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The ISI Guardian Plan - Updates for 2025 - ISI - School Administrators Blog\" \/>\n<meta property=\"og:description\" content=\"International Student Insurance (ISI) is excited to begin the New Year with group plan options for your international students! 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